Compare the Roth 401(k) to a Traditional 401(k)

Your retirement income can vary widely depending on what type of account holds your savings and what assumptions you make about return and tax rates during the accumulation and withdrawal periods. Use this calculator to help compare employee contributions to the new after-tax Roth 401(k) and the current tax-deductible 401(k).
     
  Client Name
  Advisor Name only
  Common Assumptions

Input
  Current annual income
Annual salary increases
  Pay period frequency
  Years until retirement
  Tax Rate Assumptions

Federal           State
Current tax bracket: (%)    
Anticipated tax bracket at retirement: (%)    
  Plan Information

  Contribution rate
  Maximum rate matched by employer
  Employer match percentage
Annual return on savings
     
 

This is not a financial plan. This document is for informational purposes only, and should only be used as a general guide. The results presented herein depend wholly upon the information provided by you and the assumptions utilized within. No representation is being made that your account will, or is likely to achieve profits or losses similar to those shown. Actual returns will vary. This information does not constitute tax advice. Please consult with your financial and tax advisors before implementing or changing your investment plan.

RBC Wealth Management, a division of RBC Capital Markets Corporation, Member NYSE/FINRA/SIPC