These Financial Calculators are powerful tools to assist you in serving the needs of your clients.  They are provided for your use as a member benefit of the IARFC. We would like to hear from you regarding their use, and would especially like to have some articles for the Register magazine that describe how you used one or more of these calculators to assist a client.  Please e-mail your comments or application story to: Director@IARFC.org.

 

Cash Flow Calculators
How long will my money last?

Value of reducing or foregoing expenses

 

College Calculators
How much should I be saving for college?
What is the value of a college education?

 

Credit Calculators
How long will it take to pay off my credit card(s)?
Should I pay off debts or invest the money?
What would my loan payments be?

 

Home & Mortgage Calculators
Should I refinance my home mortgage (breakeven)?
Comprehensive mortgage calculator

 

Taxation Calculators
Compare taxable, tax-deferred, and tax-free growth?
How much of my social security benefit may be taxable?

 

Insurance Calculators
How much life insurance do I need?
How much disability income insurance do I need?
What are my long-term care insurance needs?
How much will I earn in my lifetime?
What are the tax advantages of an annuity?
How long will my current life insurance proceeds last?

 

Paycheck & Benefits Calculators
How will payroll adjustments affect my take-home pay?

 

Qualified Plans Calculators
Evaluate my company pension payout options
Should I convert to a Roth IRA?
I'm self-employed, how much can I contribute to a retirement plan?

 

Retirement Calculators
How much will I need to save for retirement?
I'm retired, how long will my savings last?
What may my 401(k) be worth?
Compare a Roth 401(k) to a Traditional 401(K)

 

Saving Calculators
Becoming a millionaire
How long will it take to double my money?
Save now vs. save later
How much should I save to reach my goal?
What will my current savings grow to?
Calculate rate of return
How do taxes and inflation impact my return?

 

Investment Calculators
What is the value of compound interest?
What is the long-term impact of increased return?