What Is My Current Cash Flow?

Businesses generate a sources and uses of cash statement to evaluate their income and expenses and to check profitability. Similary, a cash flow statement can help you evaluate your personal income and expenses and see if you are running "in the red or the black" each month.
     
  Assumptions

Input
Monthly or annual figures?Monthly   Annual
  Itemized Income

 
  Wages, salary and tips
  Interest on savings accounts, CDs, etc.
  Dividends from stocks, etc.
  Social security benefits
  Pensions
  Alimony, child support (received)
  Other income
  Itemized Expenses

 
  Charitable/Church donations
  Mortgage payment or rent
  Vacation home (mortgage)
  Automobile loan(s)
  Personal loan(s)
  Charge accounts
  Federal income taxes
  State income taxes
  FICA (social security taxes)
  Real estate taxes
  Other taxes
  Utilities
  Household repairs and maintenance
  Food
  Clothing and laundry
  Educational expenses
  Child care
  Automobile expenses (gas, repairs, etc.)
  Other transportation expenses
  Life insurance premiums
  Homeowners (renters) insurance
  Automobile insurance
  Medical, dental and disability insurance
  Entertainment and dining
  Recreation and travel
  Club dues
  Hobbies
  Gifts
  Major home improvements and furnishings
  Professional services
  Other and miscellaneous expenses
     
 

Any rate of return entered into the calculator to project future values should be a reasonable average return for the period. Rates of return will vary over time, and generally the higher the rate of return the higher the degree of risk.

The information provided here is to assist you in planning for your future. The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Any analysis is a result of the information you have provided. Material discussed is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, or investment advice. Although the information has been gathered from sources believed to be reliable, please not that individual situations can vary. Therefore, the information should be relied upon when coordianted with individual advice from qualified professionals.